College Park, Maryland Bankruptcy Lawyer
If you are living with overwhelming debt, you may be experiencing high levels of stress daily. It may seem as though the harassing phone calls from creditors about unpaid credit card debt, threats of vehicle repossession and fear of losing your home to foreclosure may never stop. Our firm provides knowledgeable and personalized legal help to people interested in obtaining debt relief through Chapter 7 and Chapter 13 Bankruptcy filings. We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
Help is available. Call our firm today at 301-952-2004 to schedule your free initial consultation (not offered for tenants in landlord/tenant matters) with attorney Harold L. Boyd, III, Esq. You can also email us and someone from our firm will be in touch with you promptly.
Not Sure if You Qualify for Bankruptcy?
Yes, the bankruptcy laws have changed, but most people who have significant debt do qualify for Chapter 7 or Chapter 13. Harold Boyd can review your financial situation and tell you where you stand. Our attorney is committed to helping you find a solution that works for you. For some, he may first try to negotiate debts with your creditors. For others, bankruptcy may be the most advisable way of dealing with credit card debt, unpaid medical bills, possible foreclosure and other pressing financial matters. Depending on your economic situation and other factors, our firm can help you file for Chapter 7 or Chapter 13 Bankruptcy.
- Chapter 7 Bankruptcy: In this type of bankruptcy, your assets are liquidated. You must be eligible for Chapter 7 under a means test.
- Chapter 13 Bankruptcy: In this type of bankruptcy, a payment plan is worked out between you and your creditors. Your debts are paid within three to five years. Most homeowners who are in danger of losing their home or other real estate to foreclosure are put on this plan.
If you are being harassed by creditors, are facing home foreclosure or repossession of your vehicle or find you can no longer juggle your bills, contact Harold Boyd. We help people get back on the path to financial stability with debt relief through Chapter 7 and Chapter 13 consumer bankruptcy.